Understanding Insurance Deductibles
Carly receives a bill in the mail that says she owes her insurance company $100 towards her deductible. What is a "Deductible"?
Option 1: The amount Carly is paid by the insurance company
Option 2: The portion of covered expenses Carly must pay before insurance coverage kicks in
Option 3: The monthly premium Carly pays for insurance
Option 4: The total coverage limit provided by Carly's insurance policy
Final answer:
A deductible is the maximum amount that the policyholder must pay out-of-pocket before the insurance company pays the rest of the bill.
Explanation:
A deductible is the maximum amount that the policyholder must pay out-of-pocket before the insurance company pays the rest of the bill. For example, if Carly's insurance policy has a $100 deductible, she will need to pay $100 herself towards her healthcare expenses before the insurance coverage kicks in. This is known as option 2: The portion of covered expenses Carly must pay before insurance coverage kicks in.
Carly menerima tagihan melalui pos yang menyatakan bahwa dia harus membayar $100 kepada perusahaan asuransinya untuk mencapai deductible. Apa itu "Deductible"?Option 1: Jumlah yang dibayarkan oleh perusahaan asuransi kepada Carly
Option 2: Bagian dari biaya yang dicover oleh Carly harus dibayar sebelum asuransi memberikan perlindungan
Option 3: Premi bulanan yang dibayarkan oleh Carly untuk asuransi
Option 4: Batas total jangkauan yang diberikan oleh kebijakan asuransi Carly Deductible adalah jumlah maksimum yang harus dibayarkan oleh pemegang polis sebelum perusahaan asuransi membayar sisanya dari tagihan tersebut.